Pay all bills on your terms.
You can pay literally every business expense and invoice online. Choose to make payment by free ACH bank transfer, or with your card (2.9% fee)*. Vendors get a paper check in the mail or instant direct deposit—no need to sign up.
Learn more
Pay all bills on your terms.
You can pay literally every business expense and invoice online. Choose to make payment by free ACH bank transfer, or with your card (2.9% fee)*. Vendors get a paper check in the mail or instant direct deposit—no need to sign up.
Learn more
Melio makes it easier to run your business.
Accounting software sync
Simplify bookkeeping and taxes by syncing with QuickBooks, Xero, FreshBooks & more.
Approval workflows
Share one account with your team and set everyone’s role & payment permissions.
Easy bill capture
Automate how you pay your business bills.
Points & rewards
Pay by credit card to collect points to use on just about anything.
International payments
Easily pay all your vendors, including those outside the US, from the same place.
Combine payments
Do multiple payments at once or bundle several bills to the same vendor as one.
Partial payments
Split bills into multiple payments and payment methods for flexibility.
Secure checks
Your bank details are never on the check, helping protect you from fraud & check forgery.
Perfect for every industry
Perfect for every business expense
We’re proud of our customers’ success.
“Melio has been key to my Accounts Payable functions. They've allowed me to float a ton of expenses while not having to take out loans. Their simple user interface and awesome customer support free up our staff to deal with other problem areas. Well done!״
Mike Scanlan
CEO, CoinMover
“Finally, a simple electronic payment method to streamline bill pay. We're one step closer to getting rid of checks all together! The Melio dashboard takes convenience to the next level.”
Amy Walker
CPA CEO, Walker Agency
“As a business owner I had nothing but a great experience with Melio. Racking up CC points through my normal course of business, extends my 'Days Payable' even further by using CC for all expenses and the simple user interface makes it easy to get in, pay bills and get out.”
John Hackerson
President & Owner, TREECO
"We use Melio to enable customers the choice to pay us using credit card, ach or check - and received directly to our bank account. This gives our customers more choice, and saves us time and 100's of dollars in credit card merchant and other transaction fees."
Daniel Lee
Director, East Coast Office Motherlines
“Melio helps my company be more successful. Plain and simple. It’s been a money saver and it’s been a time saver. Melio, for me, is a company that is very much synergistic with how Thaxton & Associates does business. They really listen to the types of needs that we actually have and they start implementing.”
Michael T. Thaxton
Founder and President
“Melio gives you many options to have a good look at cash flow because you’re seeing what’s going out and what’s coming in and you get immediate feedback when a bill is paid.”
Ryan Looper
Director, De Maison East
"Being able to scan all of my clients for unpaid bills at one time is a real time-saver and settles my mind that I haven't perhaps missed something. It's great!"
Todd Plager
Proprietor, Small Bookkeeping LLC
"As an accountant managing the books for multiple clients, a bill pay solution is essential. I have tried others but there seems to always be something missing. Finally, I found what’s been missing - Melio. Managing multiple clients accounts payable is no longer a chore. Thank you Melio."
Joanne Ort
CPA, Director of Tax and Accounting, Vinoble Group
"Melio has been a great solution. It has been very easy to train my clients how to use Melio. With the recent development of the accountant's portal, I can manage all my clients in one spot. I anxiously await any & all new updates!"
Stephanie Mack
Account Mobility
We’re proud of our customers’ success.
“Melio has been key to my Accounts Payable functions. They've allowed me to float a ton of expenses while not having to take out loans. Their simple user interface and awesome customer support free up our staff to deal with other problem areas. Well done!״
Mike Scanlan
CEO, CoinMover
“Finally, a simple electronic payment method to streamline bill pay. We're one step closer to getting rid of checks all together! The Melio dashboard takes convenience to the next level.”
Amy Walker
CPA CEO, Walker Agency
“As a business owner I had nothing but a great experience with Melio. Racking up CC points through my normal course of business, extends my 'Days Payable' even further by using CC for all expenses and the simple user interface makes it easy to get in, pay bills and get out.”
John Hackerson
President & Owner, TREECO
"We use Melio to enable customers the choice to pay us using credit card, ach or check - and received directly to our bank account. This gives our customers more choice, and saves us time and 100's of dollars in credit card merchant and other transaction fees."
Daniel Lee
Director, East Coast Office Motherlines
“Melio helps my company be more successful. Plain and simple. It’s been a money saver and it’s been a time saver. Melio, for me, is a company that is very much synergistic with how Thaxton & Associates does business. They really listen to the types of needs that we actually have and they start implementing.”
Michael T. Thaxton
Founder and President
“Melio gives you many options to have a good look at cash flow because you’re seeing what’s going out and what’s coming in and you get immediate feedback when a bill is paid.”
Ryan Looper
Director, De Maison East
"Being able to scan all of my clients for unpaid bills at one time is a real time-saver and settles my mind that I haven't perhaps missed something. It's great!"
Todd Plager
Proprietor, Small Bookkeeping LLC
"As an accountant managing the books for multiple clients, a bill pay solution is essential. I have tried others but there seems to always be something missing. Finally, I found what’s been missing - Melio. Managing multiple clients accounts payable is no longer a chore. Thank you Melio."
Joanne Ort
CPA, Director of Tax and Accounting, Vinoble Group
"Melio has been a great solution. It has been very easy to train my clients how to use Melio. With the recent development of the accountant's portal, I can manage all my clients in one spot. I anxiously await any & all new updates!"
Stephanie Mack
Account Mobility
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How the Melio payment process works.
Step 1
Create your Melio account.
Step 2
Upload a bill or add an invoice.
Step 3
Make payment by ACH, debit or credit.
Step 4
Choose how your vendor gets paid.
