Built to maximize your business potential.
Use Melio’s powerful tools to boost efficiency, gain more financial control, and optimize cash flow.
Pay and get paid your way, access additional credit, speed up crucial payments, and pay vendors globally—all from a single platform.
Pay your way
Streamlined workflows, automated tasks, and powerful cash flow management capabilities—all in one platform.
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Easily get paid
Send payment links to customers and allow them to pay how they choose. Get paid directly to your bank account, securely and quickly.
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Manage your clients
Gain visibility and control over client management. With plans that perfectly fit each client’s needs, all in one platform.
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More time, more control, better opportunities.
Automated payments.
Save hours of manual work and streamline your payment processes with Melio’s automation capabilities. Get a 2-way auto sync with QuickBooks or Xero so all data is always up to date.
Streamlined workflows.
Assign operational tasks while maintaining control over crucial decisions. Add team members and determine user roles and permissions for better approval workflows.
Amplify cash flow.
Select different payment methods and speeds that align with your business needs. Optimize cash flow without changing how your vendors receive payments. With Melio, your business runs on your terms.
Send instant transfers.
Never miss a payment deadline with instant transactions. Enjoy fast, reliable payments, ensure vendors are paid within minutes,1 and maintain a steady cash flow.
Pay global vendors.
Put your business on the map with Melio’s international payments. Pay global vendors as easily as a local, in their preferred currency. Enjoy competitive exchange rates, transparent fees, and the convenience of managing all your international transactions in one place.2
Your payment experience, always evolving.
2-day ACH delivery
Send ACH bank transfers that arrive faster than before, within 2 business days, making your vendors happier.
Auto bill capture
Scan bills, import invoices from your Gmail account, or send invoices directly to your Bills tab at once to save time on manual work.
W-9 collection
Collect W-9 forms from contractors directly from Melio. Make sure you’re ready for tax season.
Auto 1099 sync
Easily file 1099 by syncing to tax1099.com, reducing manual data entry errors and the risk of discrepancies.
Fast payments
Expedite your payment by sending a fast ACH transfer or fast check and keep your vendor at ease.
Pay over time
Pay business bills at the pace that works best for you—up to 12 monthly installments. Vendors get paid on time.3
Pay on the go
Make, track, and approve payments directly from Melio’s mobile app, even when you’re away from your computer.
Schedule in batch
Collate multiple bills and pay them in a few clicks. And, combine multiple bills to the same vendor and send them as one transaction.
Get paid quickly & securely.
Payment link
Add your unique link to your invoice, email signature, or website to let business customers pay you however they choose, digitally.
Easy tracking
See every stage of your incoming payments. From sent, to pending, to paid.
Simplify reconciliation
Sync accounting software so that payments are automatically reconciled within your system.
Get paid faster
Choose to speed up payment delivery and receive funds in your bank account within minutes.*
We’re proud of our customers’ success.
“The amount of time that Melio saves me is invaluable. It gives me more time to spend with the customers.” Jenny Hernandez, Co-founder
“What I like most about Melio is that it helps us save money.” Ignacio Araya, Founder and CEO
“With Melio, payments arrive in just 1-2 business days or even on the same day, which helps the company keep its most valuable asset, the artists, happy.” Stanislav Nikolav, Founder & CEO
Trusted by the best.
Melio’s impact extends beyond our payment platform. We power bill pay capabilities for some of the largest brands around the world.
New features and capabilities for increased automation, enhanced collaboration, and accelerated payments.
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