America’s fastest growing bill pay and invoicing solution.
Powering bill pay and invoicing for millions of businesses and their vendors—both directly and through leading banks, accounting firms, and SaaS platforms.
Pay your way
Streamlined workflows, automated tasks, and powerful cash flow management capabilities—all in one platform.
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Get paid quickly & easily
Create, track, and sync professional invoices with ease. Set up a merchant account in under 2 minutes and get paid digitally via shareable links.
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Manage your firm
Stay on top of client finances and in control. Find smart automation tools and flexible plans that fit each client’s needs, all in one place.
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The top choice for over 100,000 business owners
More time, more control, better opportunities.
Save time.
Save hours of manual work and streamline your payment processes with Melio’s automation capabilities. Get a 2-way auto sync with QuickBooks Online & Quickbooks Desktop or Xero so all data is always up to date.
Stay in control.
Assign operational tasks while maintaining control over crucial decisions. Add team members and determine user roles and permissions for better approval workflows.
Amplify cash flow.
Select different payment methods and speeds that align with your business needs. Optimize cash flow without changing how your vendors receive payments. With Melio, your business runs on your terms.
Send instant transfers.
Never miss a payment deadline with instant transactions. Enjoy fast, reliable payments, ensure vendors are paid within minutes,1 and maintain a steady cash flow.
Pay global vendors.
Put your business on the map with Melio’s international payments. Pay global vendors as easily as a local, in their preferred currency. Enjoy competitive exchange rates, transparent fees, and the convenience of managing all your international transactions in one place.2
Billions transacted. Millions of hours saved.
$100B+
Payments processed
15H+
Hours saved monthly (average)
40M+
Bills paid
2M+
Vendors paid
*based on internal data, user surveys, and company records.
Your payment experience, always evolving.
Auto bill capture
Scan bills, import invoices from your Gmail account, or send invoices directly to your Bills tab at once to save time on manual work.
W-9 collection
Collect W-9 forms from contractors directly from Melio. Make sure you’re ready for tax season.
Auto 1099 sync
Easily file 1099 by syncing to tax1099.com, reducing manual data entry errors and the risk of discrepancies.
Pay by card
Use your card to pay vendors—even where cards aren’t accepted.3 Get vendors paid on time and hold on to cash for longer.
Fast payments
Expedite your payment by sending a fast ACH transfer or fast check and keep your vendor at ease.
Pay over time
Pay business bills at the pace that works best for you—up to 12 monthly installments. Vendors get paid on time.4
Pay on the go
Make, track, and approve payments directly from Melio’s mobile app, even when you’re away from your computer.
Schedule in batch
Collate multiple bills and pay them in a few clicks. And, combine multiple bills to the same vendor and send them as one transaction.
Get paid quickly & securely.
Custom payment links
Create unique payment links in under 2 minutes. Get paid by ACH or card and choose who pays the card processing fees.
Full cash flow control
Easily track and control all AP and AR transactions from one simple dashboard.
Smarter AR flows
Save time with automated collection processes and keep your books in check with live accounting software sync.
Get paid faster
Choose to speed up payment delivery and receive funds in your bank account within minutes.*
We’re proud of our customers’ success.
“The amount of time that Melio saves me is invaluable. It gives me more time to spend with the customers.” Jenny Hernandez, Co-founder
"In terms of convenience, with Melio we now save three to four hours monthly on global payments over our original method via our bank." Bob Hettel, Founder
“What I like most about Melio is that it helps us save money.” Ignacio Araya, Founder and CEO
Trusted by the best.
Melio’s impact extends beyond our payment platform. We power bill pay capabilities for some of the largest brands around the world.
Discover the latest update for accounting professionals, bringing more control and automation to accounting & advisory services.
YOUR PRIVACY RIGHTS.
Do Not Sell Or Share My Personal Information.
To submit a request to opt out of sale/sharing of your personal information, please submit the form below.
If you are a resident of California, you have the right to opt-out of the selling or sharing of your personal information. To exercise this right, please provide your State and Country of residency. Please note that when you submit an opt-out we do not know who you are within our systems, and your opt-out will apply only to information collected from tracking technologies on the specific browser from which you opt-out. If you delete or reset your cookies, or use a different browser or device, you will need to reconfigure your settings. If you want the opt-out to apply to information we have about you in our systems, such as your email address, please also provide your full name, email address, and phone number. Any information you provide below will not be used, disclosed, or retained for any purpose other than processing the request to opt-out of sale/sharing.
You can learn more about your rights in our Privacy Policy.
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Use Melio to complete your first international payment of $1,000+ by May 31, 2025, and get a $300 gift card as a thank-you from us.*
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Please take a few minutes to fill out this form and our team will be in touch about building a plan that suits your needs, pending eligibility.
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