Capture
Sync, scan, or upload all your invoices to Melio using an AI-powered tool, so no manual data entry is needed.
Total payment flexibility. Full cash flow control.
Experience Melio’s innovative payment methods, including instant transfers, pay over time, and card payments—even where cards aren’t accepted.1 Plus, pay global vendors in their preferred currency, all in one place.
How to pay vendors and contractors.
Approve
Create multi-level workflows for efficient payment authorization. Customize payment terms to fit your business needs.
Pay
Choose the payment method and speed that work for you. Gain greater flexibility and control to maximize your cash flow.
Payments any way you want.
2-way auto sync.
Connect your QuickBooks or Xero account to Melio and automatically sync all your vendors, bills, and payments for seamless payments and easy reconciliation.
Move money fast.
Your business moves fast, and so should your payments. Melio offers advanced payment methods at different delivery speeds—like instant payments,2 same-day bank transfer, and fast checks—that enable business growth.
Payment flexibility.
Pay the way that’s best for you—ACH bank transfers or card. Your vendors receive a check or bank transfer–whatever they’re already used to.
Boost your efficiency.
Improve your payment process and save hours each month with capabilities like approval workflows, recurring payments, and combined payments.
Bill capture, easier than ever.
Effortlessly import your invoices to Melio. Scan bills, connect Gmail to import invoices, or forward them to your Melio unique email account. Minimize manual entry, and enjoy more time to focus on what matters most.
More ways to send payments.
Pay multiple bills together.
Save time on scheduling individual payments. Collate your bills and pay them all at once. You can also combine many bills to the same vendor into one payment.
Split a single bill into more than 1 payment.
Hang onto your cash flow by splitting bills into multiple payments and payment methods. Partial payments give you more flexibility than ever—and it’s free.
Make payments across borders.
International payments allow you to pay vendors outside the U.S. for goods and services your business needs by USD or their local currency.3
More ways to send payments.
Pay multiple bills together.
Save time on scheduling individual payments. Collate your bills and pay them all at once. You can also combine many bills to the same vendor into one payment.
Split a single bill into more than 1 payment.
Hang onto your cash flow by splitting bills into multiple payments and payment methods. Partial payments give you more flexibility than ever—and it’s free.
Make payments across borders.
International payments allow you to pay vendors outside the U.S. for goods and services your business needs by USD or their local currency.3
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Pay vendors anywhere, anytime with the Melio app.
An easier way for you to make and track payments wherever you are. Quickly scan bills and invoices, approve or check the status of any payment—all from your phone.
Meet our customers.
Thaxton & Associates
“It's been a money saver and it's been a time saver.” Michael T. Thaxton, Founder and President
Aora Cargo
“What I like most about Melio is that it helps us to save money.” Ignacio Araya, Founder and CEO
De Maison East
“It normally would take an hour to pay bills. With Melio, it takes about 15 minutes.” Ryan Looper, Director
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FAQ
Definitely. Melio is an online business payments platform in which you can pay vendors, suppliers, contractors, and other business expenses. Any business bill you have to pay is a part of your accounts payable and you can manage the payments and the AP workflow with Melio.
There are many benefits to AP automation tools. Some of those benefits include:
- Saving time: Traditional ways of managing AP include a lot of manual work. Automating your bill pay process can lead to an 80% reduction in time handling.
- Fewer errors: Accurate accounting is crucial for the health of business financials and growth. Accounting mistakes usually are the result of human error and can be avoided by automating your accounting, including your bill pay process.
- Improved security: Unlike cash or paper checks, digital payments leave a clear trail and can’t get lost or stolen on the way.
You can use Melio to pay for business expenses. That includes your vendors, suppliers, and contractors—in the U.S. and other countries around the world. It also includes utilities, rent, and more. The most important thing to remember is that both entities must be businesses.
To make sure your AP workflow is as efficient as can be, it’s best to use a solution that syncs with your accounting software. Melio AP solution syncs with QuickBooks Online and Xero.
Yes. With Melio, you can pay by card even when cards aren’t accepted. That way you can defer payments for up to 45 days to improve your cash flow and collect more card rewards like cash back, points, and airline miles.
Yes, you can. Melio supports global payments in 16 foreign currencies in addition to USD. You can pay your international and domestic vendors from the same place, at the same time.
