Special offer! Sync your accounting software & get 5 free checks per month until April 15, 2024. Start now ›

How it works

Step 1

Select an invoice.

Add it in a few clicks or sync with your accounting software.

Step 2

Send a request.

Sending the payment request to customers.
Sending the payment request to customers.

Invoices are sent in an email with a built-in pay button.

Step 3

Get paid.

Getting paid.
Getting paid.

Your customers choose how they pay and you receive it directly to your bank account.

Getting paid, made easy.

Connect with your accounting software.

Sync with QuickBooks, Xero, FreshBooks, or Business Central. We’ll instantly match all incoming payments with invoices so they’re automatically reconciled.

Maximize control, minimize back office work.

Spend up to 50% less time on admin. Track and manage all your payment requests from any device, on a single platform.

A timeline of incoming payments at Melio

Give your customers payment flexibility.

Let them choose how to pay you—by card or ACH bank transfer. It takes just a few clicks to make a payment and they don’t even need to sign up!

Features built for businesses just like yours.

Add your own branding to your bills.

Customize your payment requests, payment links and emails with your logo.

Save money on fees for you & your customers.

ACH bank transfers are free—no subscription or setup fees.

Accept credit card payments at a low fee.

Choose whether you or your customers cover the 2.9% fee on credit card payments.*

Personalized payment page link.

Add your unique link to your business card, email signature or website to let business customers initiate payments.

Track every payment.

Now you can see every stage of your payment—from the minute the payment request is emailed until it’s paid.

Full payment protection.

No more bounced checks, forgery, chargebacks and ACH returns. With Melio, your business’ info is secure.

Add your own branding to your bills.

Customize your payment requests, payment links and emails with your logo.

Accept credit card payments at a low fee.

Choose whether you or your customers cover the 2.9% fee on credit card payments.*

Track every payment.

Now you can see every stage of your payment—from the minute the payment request is emailed until it’s paid.

Save money on fees for you & your customers.

ACH bank transfers are free—no subscription or setup fees.

Personalized payment page link.

Add your unique link to your business card, email signature or website to let business customers initiate payments.

Full payment protection.

No more bounced checks, forgery, chargebacks and ACH returns. With Melio, your business’ info is secure.

Create a link to get paid faster.

Send your business customers your link so they can pay you anytime in just a few clicks. They get flexible payment options and you get paid directly to your bank account.

What other businesses say about getting paid with Melio.

De Maison East

“We get quick clarity on our cash flow by using Melio. It's one of the most important tools we use daily and has been invaluable for us as a startup.” Ryan Looper, Director

Read story ›
Ryan Looper, Director De Maison East