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Pay all your billers easily in one place.

With Melio, you can pay your electric, wifi, and phone bills plus rent, suppliers, vendors, and more—all in the same place. Just a few clicks and your bill pay is done.

People using vendor payment automation software from various companies

How it works

Step 1

Find your biller

Add a vendor or bill. Or connect accounting software to sync vendors and bills.

Step 2

Choose a payment method

Pay via ACH bank transfer or by card to hold onto cash longer.

Step 3

Schedule your payment

No need to look up your biller’s payment info–we’ve got you covered.

Get all the benefits of paying your bills with Melio.

Hold onto cash longer.

Pay your business bills by credit card (2.9% fee) — even where cards aren’t accepted*. Your vendors get paid on time, but you only pay when your credit card bill is due.

Melio's vendor payment automation system lets businesses extend payment terms with a credit card (2.9% fee)

Total payment flexibility.

Billers delivery method is already set within our system. No matter what they choose, you can pick the payment method that’s best for you—ACH bank transfer or card.

Image of a black credit card with a yellow chip, symbolizing vendor payment options

Work with your accounting software.

Connect your QuickBooks Online or Xero account to create an easier workflow. Do all your payments in one place and keep your books up to date — automatically.

Vendor payment system showing transactions between two companies, including integration with vendor payment automation software.

Why businesses choose Melio to pay their bills.

“We are able to expedite payments 2-3 times quicker than before, and more importantly, eliminate costly inefficiencies traditionally involved in our industry.”

Shabsie Levy Founder & CEO of shifl

“Melio has enabled us to work and handle payments remotely. It normally would take an hour at least to pay bills. With Melio it takes about 15 minutes.”

Ryan Looper Director of De Maison East

“I needed software like Melio that can help me speed up the whole process of the payment delivery as well as offer the possibility of using a credit card, in order to have more cash flow for the company.”

Stanislav Nikolov Founder & CEO of SPN EVENTS

Why businesses choose Melio to pay their bills.

“We are able to expedite payments 2-3 times quicker than before, and more importantly, eliminate costly inefficiencies traditionally involved in our industry.”

Shabsie Levy Founder & CEO of shifl

“Melio has enabled us to work and handle payments remotely. It normally would take an hour at least to pay bills. With Melio it takes about 15 minutes.”

Ryan Looper Director of De Maison East

“I needed software like Melio that can help me speed up the whole process of the payment delivery as well as offer the possibility of using a credit card, in order to have more cash flow for the company.”

Stanislav Nikolov Founder & CEO of SPN EVENTS

FAQ

You can pay for any business expense like: wifi, phone bill, office furniture, utilities, rent, suppliers, contractors, taxes, accounting expenses and insurance.

Pay your business bills anytime, anywhere with easy bill capture. There are a few ways to add a bill: Take a photo, upload a file, sync with your accounting software, or forward bills to your Melio Pay inbox.

With Melio, you can pay by credit card, even where cards aren’t accepted.* You can get your bills paid on time but defer payment until your next billing cycle. This means more cash on hand for your business (and more points!).

Yes it does! Connect Melio with QuickBooks Online or Xero to save time and eliminate double data entry.

Your security is our top priority. Melio uses secure technology and is PCI compliant so that your money is always protected and your sensitive data is never stored.

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