Trusted by

The logo of Evolve
The logo of American Express.
The logo of QuickBooks.
The logo of Mastercard.
The logo of Visa.
The logo of Discover.
The logo of Diners.

Improve your cash flow. Give better care.

Use your credit card and defer payments to the next billing cycle. Hold onto cash longer while you wait to get paid and improve your cash flow.

More payment flexibility.

Your business juggles so many vendors and suppliers. With Melio, you can pay how you want–ACH bank transfers or cards, even where they aren’t accepted.* Vendors still get paid their way while you maintain your financial health.

Improve your efficiency wherever you can.

Melio has a two-way sync with QuickBooks Online and Xero. So you can say goodbye to double-date entry and human error. Save time in the back office so you can focus on your patients

Health comes first, including that of your finances.

No subscription fees

Melio has no subscription fees for you or your vendors. ACH-to-ACH bank transfers are free.

Secure checks

Your vendor only accepts checks? No worries. Pay by card or ACH bank transfer and we’ll send a secure check on your behalf.

Melio dashboard

Get full visibility of incoming and outgoing payments and manage everything from one place.

Combine payments

Have multiple bills to the same vendor? Pay them at once to avoid transaction fees.

Partial payments

Hang onto your cash longer by splitting bills into multiple payments and payment methods.

Safe, secure & compliant

Melio reduces the risk of fraud by using advanced AI risk and compliance tools.

Pay on the go

Running your business on the go? With the Melio app, you can pay vendors—no matter where you are.

Approval workflows

Assign roles and permissions to digitize your approval workflow while you stay in the know.

FAQ for healthcare businesses

Healthcare businesses can use Melio to pay any business bill or expense. This includes rent, medical equipment, manufacturers, pharmaceutical and insurance companies, medical supply distributors, medical billing services, and IT support. Check out the full list of everything you can pay with Melio.

Melio syncs with several accounting software, including QuickBooks Online, Xero, and others. To sync your accounting software, go to Settings, choose Accounting Software Sync. Then, choose the accounting software you wish to connect.

At Melio, your security is our top priority. We use secure technology and are completely PCI compliant. This means your money is always protected and your sensitive data stays private.

No problem. With Melio, you choose how to pay and your vendor still gets paid their way. If your vendor wants to receive a check, you can pay by ACH bank transfer or card and we’ll send a secure check on your behalf. It’s a win-win.