Move money fast, internationally
Send payments to global vendors in their preferred currency, with competitive exchange rates and as fast as same-day for local currency and 1 business day for USD.1
Pay international vendors quickly in their preferred currency.
Easily pay your domestic and international vendors from the same place. They can receive payments in as early as 1 day in USD, or same-day in their local currency with competitive exchange rates, and no need for a Melio account.1
Global payments that feel local
Make multiple payments at once
Pay any vendor across the globe in a flash, hassle-free. Save hours each month on back office work and focus on your business’ success.
All your payments in one place
Pay international and domestic vendors from your Melio dashboard. Easily track, manage, and sync payments with QuickBooks Online and Xero.
Choose how to pay, always
Pay global vendors by card.2 They will receive the funds directly to their bank account. Hold onto cash longer by deferring payment to the end of the billing cycle.
Explore Melio’s exchange rates
Melio offers attractive exchange rates. Check out what your conversion rate may look like when paying global vendors in their local currency.
EUR
-
![]()
EUR
-
![]()
GBP
-
![]()
HKD
-
![]()
PLN
-
![]()
AUD
-
![]()
SGD
-
![]()
CAD
-
![]()
CNY
-
![]()
ILS
-
![]()
SEK
-
![]()
KRW
-
![]()
GEL
-
![]()
PHP
-
![]()
MXN
-
![]()
BRL
- No results found.
Vendor receives
USD
You pay
Current rate:
0 USD = 0 EUR
Exchange rates are subject to frequent fluctuations.
How to pay globally
How to pay globally
Add your bill and then select an international vendor to pay.
Select the vendor’s currency from a dropdown list. You’ll see the converted amount in USD and the conversion rate.
Choose Bank transfer or Credit card (+2.9% fee) as your payment method.
Add your global vendor’s details. Your vendor receives payment directly to their bank account.
(It may include IBAN, bank name, account number, or other)
Choose a vendor
Add your bill and then select an international vendor to pay.
Select currency
Select the vendor’s currency from a dropdown list. You’ll see the converted amount in USD and the conversion rate.
Pick payment method
Choose Bank transfer or Credit card (+2.9% fee) as your payment method.
Add details
Add your global vendor’s details. Your vendor receives payment directly to their bank account.
(It may include IBAN, bank name, account number, or other)
1
/
4
Cost-effective international payments.
Melio simplifies international payments, offering competitive rates and greater transparency than traditional banks, saving you time and money.
Why people choose Melio for international payments.
Antares Advisors
"In terms of convenience, with Melio we now save three to four hours monthly on global payments over our original method via our bank." Bob Hettel, Founder
Q&A
Melio offers competitive exchange rates when you pay in your vendor’s local currency. When entering the payment in foreign currency, you’ll see how much you need to pay in U.S. dollars, including the exchange rate.
The conversion rate is guaranteed for 30 minutes, meaning you might see different fees for the same transaction if you don’t reach the next step within 30 minutes.
When paying your global vendors in U.S. dollars, a $20 fee will apply. When paying by card, an additional 2.9% fee applies.
Melio allows payment to countries like Canada, China, the U.K., Vietnam, and more. Check out the full list here.
Currently, Melio facilitates international payments to vendors in 15 currencies, including EUR, GBP, CAD, and more. We are continuously expanding our list of supported currencies to better serve your needs. Check out the full list of foreign currencies here.
Yes. You can make international payments using Mastercard or Visa. After choosing an international vendor to pay and selecting the vendor’s currency, choose Credit card as your payment method. An additional 2.9% fee will be added to your total amount.
International payments in USD arrive in 4-6 business days and fast international payments in USD arrive in 1-3 business days.
Eligible international payments in local currencies arrive in 0-1 business day. Otherwise, they can take up to 3 business days.
