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Multi-entity bill payment platform

All your entities, all in sync.

Are you a franchiser, serial entrepreneur, or a project-based business? Keep your finances simple, separate, and compliant, while saving hours of time every week.

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Take the complexity out of multi-entity

Streamline all your business’ accounting

Pay vendors across all your entities from one place while keeping transactions clean, categorized, and separate. It’s financial oversight with compliance built in.

Manage every entity under one login

Approve bills, schedule payments, and monitor cash flow across your entire portfolio in minutes without switching platforms or accounts.

Automate with complete control

Set entity-specific approval rules, automate recurring bills, and process bulk payments across multiple entities. Handle multi-entity accounting without adding headcount.

Give your team granular access

Grant different permission levels per entity. Your bookkeeper enters bills, location managers approve only their payments, and you see it all.

Grow without the growing pains

Adding a new entity to Melio takes seconds. Whether you’re opening a new location, launching a spin-off, or acquiring a business, your payments scale with you.

Features that power all your businesses

One click, new business

View tasks and payment activity across all your entities, switching between businesses with a single click.

Entity-specific workflows

Configure approval rules for each business, all managed from the same system with complete separation.

AI-powered data entry

Forward invoices to a dedicated inbox or drag and drop them into Melio and our AI will create the bill for you.

Batch payments

Pay multiple bills at once, with distinct payment dates. Combine several bills to the same vendor in one payment.

Accounting software sync

Two-way sync with QuickBooks and Xero keeps each entity’s books separate and accurate, automatically.

Fast payment delivery

Choose between instant payments, same-day ACH, wire transfers, or overnight checks when speed is key.

Organized finances

Tag and sync transactions by class or location for easy accounting & reporting from each entity’s workspace.

Multi-entity is mobile

Review payment requests, approve bills, and monitor activity across all entities from anywhere with our app.

Why multi-entity businesses choose Melio

CPA Business Advisors

"Given that we work closely with developers who can open as many as 10 to 20 new entities a year, and they look to us to keep them on track, Melio supports our needs for multiple new entities under common ownership.” Bruce Robertson, Head of Growth and Development

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FAQ

With Melio you can use one login to manage bill payments for your entities with a clean separation. You can switch between businesses with a single click and our AI-bill capture makes data entry a breeze for all those payments.

Additionally, each entity has its own approval workflows, and our two-way accounting sync ensures every transaction flows to your accounting software. Our batch payment tools let you handle multiple entities efficiently—all while keeping each business’s finances separate.

Absolutely, that is what makes AP automation for multi-entity businesses so smooth at Melio. Configure unique approval workflows for each business based on payment amount, vendor type, or team roles. Your established restaurant might have streamlined approvals while your new location requires additional oversight—all managed from the same dashboard.

No problem, adding entities is fast. Connect the bank account, sync your accounting software, and set up approval rules. Your new entity is ready to process payments immediately, with all the same automation and controls as your existing businesses.

Yes, with granular controls. Grant access to all entities, specific businesses, or different permission levels per entity. Your bookkeeper might enter bills for all businesses while location managers only approve payments for their own entity.

Melio syncs seamlessly with QuickBooks Online, QuickBooks Desktop, and Xero. Each entity syncs to its own company file with proper class and location tracking, keeping your books accurate and reconciliation simple across your entire portfolio. Use whichever software you think is the best accounting software for multiple entities.