Now available on iOS: The Melio app. Easily pay vendors on the go.Learn more

Melio has solutions for every platform and marketplace.

SaaS companies

Embed our payment infrastructure right into your product or create a new workflow just for you.

B2B marketplaces

Integrate our Accounts Payable (AP) products into your existing platform.

Financial services & banks

Convert bill pay to accounts payable with incredible workflow features.

Melio has solutions for every platform and marketplace.

SaaS companies

Embed our payment infrastructure right into your product or create a new workflow just for you.

B2B marketplaces

Integrate our Accounts Payable (AP) products into your existing platform.

Financial services & banks

Convert bill pay to accounts payable with incredible workflow features.

Give customers more payment flexibility.

International payments

Allow your business clients to pay vendors outside the US for goods and services their business needs.

Multiple payment methods

Clients and their vendors can each choose how they pay and get paid—by ACH bank transfer, card*, single-use virtual card, and more.

Accounting software integrations

Have clients connect QuickBooks, Xero and other software for seamless syncing between bills, bill pay and accounting.

Advanced payment options

Let your clients make batch, recurring or partial payments. They can also combine payments to the same vendor.

Approval workflows

Let clients set up roles and permissions for their employees and accountants. That way they stay in control and can approve each transaction.

Easy bill capture

Help your clients save time by automating their bill pay process. They can snap a photo, sync their accounting software or forward all their bills directly to their Pay inbox.

We handle the technical complexity and risk.

Customer support & bill-ops reps

Our dedicated team of experts is here to assist your clients and you with any questions or concerns.

Automated AI fraud detection

Our integrated digital tool proactively detects and stops payment fraud before it happens.

Reporting & analytics

You get full visibility dashboards to live volumes, user engagement and analytics.

Quick integration & custom design

We work with you to create materials that fit your brand and integrate into your existing platform.

Fraud & loss liability

We offer full liability for failed collections (NSF) and chargeback protection.

Dedicated risk & compliance reps

We validate users and transactions, conduct DD when required and handle all AML and compliance matters.

We handle the technical complexity and risk.

Customer support & bill-ops reps

Our dedicated team of experts is here to assist your clients and you with any questions or concerns.

Reporting & analytics

You get full visibility dashboards to live volumes, user engagement and analytics.

Fraud & loss liability

We offer full liability for failed collections (NSF) and chargeback protection.

Automated AI fraud detection

Our integrated digital tool proactively detects and stops payment fraud before it happens.

Quick integration & custom design

We work with you to create materials that fit your brand and integrate into your existing platform.

Dedicated risk & compliance reps

We validate users and transactions, conduct DD when required and handle all AML and compliance matters.

Incorporate the products your company needs.

Accounts Payable (AP) as a service

Whether you have bill and vendor management or not, use Melio’s holistic AP solution to offer your business customers an embedded bill pay experience.

Custom experience

We help you build the perfect UX/UI experience for your users. We work with you to match your branding and style and to select the features you want to include.

Melio payment protection

Security is our top priority. We’re PCI compliant which means your clients’ financial details are never exposed to anyone, not even their vendors.

There are many ways to integrate Melio into your platform.

Hosted white label

iFrame-based solution

API-based solution

Hybrid solution

Why our partners choose Melio.

Brian De Luca, VP Cards and Payments, Capital One

Why our partners choose Melio.

“Our partnership with Melio enables us to deliver the power of payments technology to our business customers & help transform how they manage finances.”

Brian De Luca,
VP Cards and Payments,
Capital One

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