How it works

Step 1

Add bill or invoice details.

Take a photo, upload a file or sync with your accounting software.

Step 2

Select payment method.

Pay via bank transfer or card, even where cards aren’t accepted.*

Step 3

Choose payment delivery.

We’ll send a check or bank transfer. Your payee doesn’t need a Melio account.

How it works

Step 1

Add bill or invoice details.

Take a photo, upload a file or sync with your accounting software.

Step 2

Select payment method.

Pay via bank transfer or card, even where cards aren’t accepted.*

Step 3

Choose payment delivery.

We’ll send a check or bank transfer. Your payee doesn’t need a Melio account.

Payments any way you want.

Improve your cash flow.

Pay business bills with your credit card—even where cards aren’t accepted—to defer payments and hold onto cash longer.

Make instant payments.

Pay your vendor today, straight to their bank account. Vendor only accepts checks? No problem. We’ll send business checks on your behalf to arrive in 5-7 business days (or in 3 with a fast check).

Manage approvals.

Invite additional users or your accountant, and easily set up their roles and permissions. You can control approval of each transaction, and stay on top of your cash flow.

Seamless sync with QuickBooks Online.

Log in to your Intuit account to connect QuickBooks Online for two-way sync between your bill pay and accounting.

More ways to send payments.

Pay multiple bills together.

Save time on scheduling individual payments. Collate your bills and pay them all at once.

Split a single bill into more than 1 payment.

Hang onto your cash flow by splitting bills into multiple payments and payment methods. Partial payments give you more flexibility than ever - and it’s free.

Make payments across borders.

International payments allow you to pay vendors outside the US in US dollars for goods and services your business needs.

More ways to send payments.

Pay multiple bills together.

Save time on scheduling individual payments. Collate your bills and pay them all at once.

Split a single bill into more than 1 payment.

Hang onto your cash flow by splitting bills into multiple payments and payment methods. Partial payments give you more flexibility than ever - and it’s free.

Make payments across borders.

International payments allow you to pay vendors outside the US in US dollars for goods and services your business needs.

Pay utilities, phone bills and more with Melio’s network.

Access over 7,000 vendors in Melio’s network - a list of companies like AT&T, Capital One, Amex and more - to pay your bills on time, every time, in a click.

companies AEP icon
companies Verizon icon
companies PGE icon
companies ATT icon

Meet our customers.

Meet Thaxton & Associates
Meet Aora Cargo
Meet De Maison East
testimonial

Daniel Bendjy, General Manager of Rangoon

Why our customers love Melio.

“Melio has saved us time and headaches. We are now on top of payments to our vendors. Everything is scheduled ahead of time!”

Why our customers love Melio.

testimonial

“Melio has saved us time and headaches. We are now on top of payments to our vendors. Everything is scheduled ahead of time!”

Daniel Bendjy, General Manager of Rangoon