Add bill or invoice details.
Take a photo, sync with your accounting software or send invoices directly to your Pay inbox.
How it works
Select payment method.
Pay via bank transfer or card, even where cards aren’t accepted.
Choose payment delivery.
We’ll send a check or bank transfer. Your payee doesn’t need a Melio account.
Payments any way you want.
Improve your cash flow.
Pay business bills with your credit card—even where cards aren’t accepted—to defer payments and hold onto cash longer.
Send & receive bank transfers. For free.
ACH bank transfers are secure and trackable. Plus, you save on fees when you make and accept ACH payments.
Manage approvals.
Invite additional users or your accountant, and easily set up their roles and permissions. You can control approval of each transaction, and stay on top of your cash flow.
Seamless sync with QuickBooks & Xero.
Connect your QuickBooks Online or Xero account for two-way sync between your bill pay and accounting.
More ways to send payments.
Pay multiple bills together.
Save time on scheduling individual payments. Collate your bills and pay them all at once. You can also combine many bills to the same vendor into one payment.
Split a single bill into more than 1 payment.
Hang onto your cash flow by splitting bills into multiple payments and payment methods. Partial payments give you more flexibility than ever—and it’s free.
Make payments across borders.
International payments allow you to pay vendors outside the U.S. in U.S. dollars for goods and services your business needs.
More ways to send payments.
Pay multiple bills together.
Save time on scheduling individual payments. Collate your bills and pay them all at once. You can also combine many bills to the same vendor into one payment.
Split a single bill into more than 1 payment.
Hang onto your cash flow by splitting bills into multiple payments and payment methods. Partial payments give you more flexibility than ever—and it’s free.
Make payments across borders.
International payments allow you to pay vendors outside the U.S. in U.S. dollars for goods and services your business needs.
Pay vendors anywhere, anytime with the Melio app.
An easier way for you to make and track payments wherever you are. Quickly scan bills and invoices, approve or check the status of any payment—all from your phone.
*Currently, this app is only available for iOS. Android version is coming soon.
Meet our customers.
Why our customers love Melio.
Nicolas Farrell, Owner of Mondo Market
Why our customers love Melio.
“For cash flow purposes it’s a great benefit to be able to pay with a credit card and the vendor gets a direct deposit or check”
Nicolas Farrell, Owner of Mondo Market
