Power your business.
Choose a plan that works for you.
Streamlined workflows, automated payments, and advanced cash flow management tools—all in one platform, tailored to your business needs.
Go
Amplify cash flow, centralize payments, and pay & get paid any way you want.
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Send 5 free ACH transfers/month
A $0.50 fee applies to each transfer after the monthly free ACH transfers are used.
- 10 free syncs with QuickBooks Online & Xero
- Multiple payment methods: Pay by card or bank—send check, ACH, or instant transfer
- Easy bill adding: Upload, scan, or import bills
- Dedicated email for auto bill capture
- Global payments in USD or local currencies
- Recurring & partial payments
- Instant payments
- Free mobile app (iOS & Android)
- Get paid: Accept payments via custom links
Core
RecommendedEnjoy more control & efficiency with automated workflows and 2-way sync.
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Send 20 free ACH transfers/month
A $0.50 fee applies to each transfer after the monthly free ACH transfers are used.
- Unlimited 2-way auto-sync with QuickBooks Online & Xero
- Batch-pay multiple bills at once
- Combine payments into one transaction
- Roles, permissions, and user management
- Automated approval workflows
- W-9 collection & auto 1099 sync
- Automatic capturing of bill line items
- Priority support
Boost
Access priority support, faster payment options, and customized controls.
-
Send 50 free ACH transfers/month
A $0.50 fee applies to each transfer after the monthly free ACH transfers are used.
- 2-day delivery for all ACH transfers
- Advanced, custom multi-user workflows
- 2-way auto-sync with QuickBooks Desktop
- Advanced bill attributes (classes & locations)
- Premium customer support
Always stay ahead with faster payments.
From instant to same-day transfers, fast checks, and more—Melio’s got you covered. Avoid late payments, close time-sensitive deals, and replace cash on delivery.
Compare plans:
All transaction fees:
Payment method
Receiving method
Fee
Bank account
ACH bank transfer
Check
Fast check
Instant bank transfer1
Same-day ACH transfer2
$0.5
$1.5
$20
1% ($30 max fee)
1% ($30 max fee)
Credit/debit card
Have a high credit line? Apply for special rates.
ACH bank transfer
Check
Fast check
Instant bank transfer
2.9%
2.9%
2.9% + $20
+1% ($30 max)
Global payments by ACH
USD
Local currency
$20 Flat fee
Conversion rates apply
Global payments by card
Only Visa and Mastercard are available.
USD
Local currency
2.9% + $20
2.9% + Conversion rates
Pay over time3
Bank account only
Bank transfer or check
Starting at 2.5%
Payment method
Receiving method
Fee
Bank account
ACH bank transfer
0.5%4 ($10 max fee)
Credit card
ACH bank transfer
2.9%
Fee can be covered by either you or your customers
Payment method
Receiving method
Fee
Instant payment to debit card
1%
Instant payment to bank account
1%
Same-day ACH transfer
1%
Single-use virtual card
$0
You only pay your regular POS processing fees
We’re proud of our customers’ success.
“Melio allows me to have more control over my finances which is a big deal.” Sarah Hauser, Owner
“The amount of time that Melio saves me is invaluable. It gives me more time to spend with the customers.” Jenny Hernandez, Co-founder
“In an ideal world, there would be no checks. All we would do is just get payments through Melio." André Tamers, Founder
Spend more on your card, enjoy lower fees.
Tens of thousands of businesses are using Melio to pay by card, even where cards are not accepted,1 to improve cash flow and collect card rewards, bonuses, and benefits. If your business card’s credit line is $100K or more, you may be eligible for a special rate at Melio.
Please fill out this short form and our team will contact you to find the plan that best suits you.
1Subject to card network limitations
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